Visa Black Card with Carbon Graph
Filed Under (Credit Cards Blog, Prepaid Credit Cards) by creditblogger on 15-12-2009
Visa Black Card is not for the faint of heart. It’s certainly not for everyone. It’s one thing to get a good credit card. Getting an excellent credit credit card can be tough, but luxury credit cards such as Visa Black card push it to a whole other level. Visa Black Card is a luxury credit card offer by Barclay’s Bank designed for about 1% of folks in the U.S.
The Visa Black card will get you noticed. It’s made of carbon graphite, which sets it apart from other plastic cards on the market. But if that’s not enough, only a certain few can even qualify for this card. And if you are lucky to qualify for Visa Black card, you’ll enjoy 24-hour Concierge Service and luxury gifts from some of the world’s top brands. There is also a cash back feature (1%), which could come in handy as this card packs great spending power, and the more you spend, the more change you will have for other things. And don’t forget the Travel Lounge Priority Pass!
Who’s this card for?
For anyone who qualifies for the offer (but don’t hold your breath if your credit is not perfect). Only a select few can get this card. You can apply for this card as a consumer or professional. But if you have had experience with American Express Centurion or Accolades card, you probably know how hard it is to get approved for these luxury credit cards.The Visa luxury Black card is a great addition to the world of luxury credit offers. Not everyone can get it, and the $495 annual fee is not cheap, but if you do get it, you know you have made it 
The card – I got the offer in the mail, filled out the application and received the card about a week later. Its packaging was very nice and card looks and feels amazing.
The limit – My limit was $10,000 which is hilarious for a card where you’re supposed to have the power to make very large purchases.
The gifts – About a month later I received an engraved multipurpose pen, pencil and stylus.
The concierge service – I called inquire about hotel room reservations in Miami, FL. About 28 hours later I received an email with my options. Thats a long time to wait. I could’ve went on any internet based travel site and got the results in a fraction of the time.
The winner – Barclay’s. Think about it…Barclay’s states only 1% of the U.S. residents (308,899) will be approved for the card, which equates to $152,905,005 (308,899 x $495) in annual fees!
The verdict – The value of this card isn’t worth $495 a year and I will be canceling before the next membership fee is due. Save your money get a basic rewards card with no annual fee and comparable interest rate because the Visa Black Card isn’t worth the money.