Student Credit Card: No Hassle Cash Rewards for Students Review
Filed Under (Credit Card Reviews) by creditblogger on 03-09-2008
The back to school time has come and gone, but that doesn’t mean students will stop needing credit cards for their costs. Unfortunately, most students don’t have great credit histories and do not qualify for excellent credit cards in the market. But thanks to companies such as Capital one, there are real good options available for students.
The Captial One No Hassle Cash Rewards for Young Adults is one such option. The card is especially designed to allow students to start building their credit as soon as possible and earn cash, simple and fast. Capital One allows you to ask for your rewards anytime you need it, so that is a big plus for students.
Features:
The No Hassle Cash Rewards card for students is specifically designed to allow maximum cash return to students for their everyday costs. You get 1% cash back on all purchases and an annual 25% cash bonus on your annual rewards. There are no caps on the amount you can earn with your credit card, so the potential is there to earn a significant amount of cash back depending on how much you spend (take a look at an example below).
You also get an introductory 0% APR on all purchases till December 2008. That should be enough to purchase that PC that you need for your highschool or college. You are also protected with 0% fraud liability. Besides, if you car breaks down, you can use the 24/7 roadside assistance folks to help you out. And you can put your favorite image on your card as well, so you get to express yourself with your credit card. How cool is that?
Here are a few other benefits that you can expect with this card:
- 24-hour travel & emergency assistance
- Travel accident insurance
- Auto rental insurance
- Save at Capital One Saving ZoneSM on Yahoo! Shopping
- More Features
Overall, the no Hassle Cash Rewards for students is a very good credit card for students who are looking to build their credit history and hopefully become qualified for better credit cards. At the same time, you don’t have to sacrifice any rewards by getting this credit card. You do have to pay $29 in annual fees for all the features that you get with this card, but if you don’t have a good credit history, think of it as an investment towards a better credit history.
