Here are the top credit reporting services that you can use to stay on the top of your credit score at all times:

1. Equifax: Equifax gives you immediate access to your 3 nationwide credit reports and daily monitoring of all 3 credit reports with customizable alerts. You are also guaranteed by up to $1,000,000 dollars in insurance.

2. MyFico: MyFico is the top dog in the credit reporting category. It monitors your credit report at Equifax on a daily basis and your FICO^® score on a weekly basis and lets you know when you reach your target score or when you qualify for a better interest rate. You’ll also get alerts if there are any major changes in your credit report. A great way to keep up with your credit history without having to spend too much on it on a consistent basis.

3. TrueCredit: TrueCredit is another top credit reporting service that lets you keep up with your score and protect yourself against errors and ID theft. TrueCredit gives you 3-Bureau Credit Reports & Scores that can be  updated every 30 days plus alerts once major changes have happened in your credit report. You also get $25,000 ID theft insurance as a part of this package.

4. Free Score 360: one of the best ways to protect your identity is by keeping on top your credit record. And what a better way to do that by getting your credit information from credit bureaus. Free Score 360 gets you all 3 credit reports from TransUnion, Equifax & Experian, and it monitors them for you as well. This service allows you to stay on the top of your credit history at all times and avoid major errors or issues on your report.

5. CreditReport.com: another credit monitoring service that monitors your 3 credit reports and makes sure you are in the know when a change happens in our credit report. CreditReport.com alerts help you keep an open eye and defeat ID thefts before they can do any major damage.

Whether you decide to go with one of these premium services or just stick with your free credit scores, you want to make sure you read your reports carefully to identify any errors or suspicious entries. The last thing you want is not getting the deal or the job you deserve because of an error in your credit report.